Is a permit needed to re-side a house in Grand Rapids?
It depends on the job and the rules are the city's. Replacing siding on its own can be treated differently from a job that also changes insulation, sheathing or window openings. The contractor should check with the city, pull any permit that is needed, and say on the quote whether one is.
Does homeowner's insurance pay for storm damage?
Hail and wind damage are often covered, less the deductible, but damage that is only cosmetic may not be, and policies differ. The adjuster works from the contractor's written estimate, so experience with insurance claims is worth asking about.
How long will the job take?
Ask for a schedule in the quote. The size of the house, the material and the weather all move it, and siding is not hung in the rain.
Which siding should I pick?
Vinyl costs least and is the simplest to repair. Fiber cement costs more, weighs more and is painted. Engineered wood lands in between. NAHB's lifespan study expects all three to last as long as the house, which leaves looks, budget and upkeep to decide it. Get each manufacturer's warranty in writing.